'I thought NYC would be brutal on my wallet but I lived the high life on a budget'

When I arrived in upmarket New York City neighbourhood Chelsea to see the sprawling streets of flower markets, trendy art galleries and Madison Square Garden in eyeshot, I had a feeling this trip wasn't going to be kind on my wallet.

But the hidden gem hotel I stayed in showed me that you don't always have to choose between luxury and sticking to a budget. Nestled between the string of flower stalls gracing 28th St, the Moxy Chelsea hotel blends in almost too well—with greenery surrounding the entrance and a structure to match its neighbours. You would be forgiven for missing it despite its towering 35-floor height.

With rates from $189 (£141) per night, the four-star Moxy Chelsea - one of the brand's five hotels across the city - sits right in the competitive price point for the city, which has an average of $300 per night for a hotel stay.

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The hotel doesn't pretend to have all the bells and whistles, with a modern check-in area replacing a typical hotel lobby and a grab-and-go style café, Café d’Avignon, serving breakfast rather than a kitchen serving up full American fry-ups. However, guests do get a $25 voucher to spend at the café, which will get you a cappuccino or one of their fresh baked goods. The almond croissant and banana bread were personal favourites.

With a contemporary design and gorgeous interiors across the building, it was easy to forget I wasn't in a luxury hotel, with a boutique feel throughout.

Stepping into our King View room certainly felt luxurious, with floor-to-ceiling windows allowing me to have a full view of Manhattan's skyscrapers from the bed. New York isn't known for its large hotel rooms, and the Moxy doubles down on this with more compact rooms than you'd usually find on holiday.

But what it lacks in size, the room makes up for in detail without feeling cramped. The rooms have a deconstructed bathroom design, which means the sink—doubling as a vanity—is in the main room, while the shower and toilet are side by side and separated by sliding doors.

Mitchell Hochberg, the architect who designed the hotel, told me that he refused to go budget on the small details. "The things we didn't scrimp on were the shower, which we made sure was high pressure and good quality, and the beds. The bedding is the same quality used in the Ritz-Carlton," he said.

With plenty of vibrant touches, such as a vintage telephone that tells bedtime stories and bottle openers attached to the doors, I doubt you'd find that at the Ritz.

While they offer comfort and hard-to-beat views, the hotel rooms aren't somewhere you'd entertain and serve as more of a crash pad in the city. But the rest of the hotel has plenty going on to make sure you don't need to leave.

I visited at the end of July, which meant the hotel was bustling with guests and summertime activities. With constant events such as drag bingo, paint and sip nights, pizza parties, and DJ performances, Moxy Chelsea has enough going on to keep you busy every night.

One thing I noticed while walking around the hotel was its popularity with locals, who pop in and out to use the several on-site bars. I headed up to The Fleur Room, Moxy Chelsea's 360-rooftop, to find plenty of New Yorkers enjoying after-work drinks and cocktails. All with the Empire State Building in eyeshot.

Despite the hotel's low price point, you can experience a touch of luxury at The Fleur Room, which offers upmarket cocktails, champagne, and well-known wines such as Whispering Angel. The venue, which has a separate entrance to the main hotel for non-guests, has even served the NFL and A-list guests for events.

Then there's the first-floor bar, which doubles as a work-from-home space for nearby residents to come and work from, with meeting rooms and plug sockets all around the relaxed bar area.

After arriving at the hotel, I decided to take in my surroundings with a walk around the block, and was surprised to stumble across Madison Square Garden and foodie haven Chelsea Market less than 10 minutes after leaving, with Times Square less than 20 minutes away.

My jet lag meant that I was heading to the nearby Starbucks at 5am every morning, which turned into a positive as I managed to catch the flower wholesalers unpacking for the day on my doorstep. They transformed the whole street into a carpet of gorgeous blooms.

My stay at Moxy Chelsea left me with a newfound love for the borough and the realisation that you don't need to spend your life savings to have a taste of the high life in the city that never sleeps.

Book it

Moxy Chelsea room rates start at $189 (£141) per night. Book at moxychelsea.com